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Helping You Sustain Your Legacy

To provide long term security for your family, you must have a blueprint for success. Harbor Financial Services can assist you in getting you there.

Harbor Financial offers comprehensive solutions through a spectrum of financial services. From growing your wealth to planning for your family’s future, Harbor Financial is Panama City’s preeminent investment advisor.

Welcome to Harbor Financial Services

Harbor Financial Services is proud of being a privately held company, virtually debt free, no public shareholder influence, did not take TARP money and can grow at a pace we feel comfortable. Our goal is not to be the biggest brokerage firm on the street....but the best firm for catering to the individual needs in the most ethical manner possible. This can range from the individual investor to the institutional client.

We strive to provide our representatives the highest quality technology, research, education and product selection for the benefit of our clients. We accomplish this in many ways including hiring Raymond James & Associates, Inc member FINRA/SIPC as our securities clearing firm and offer many other independent solutions when needed. Although we have no affiliation with Raymond James, it provides us the ability to have a third party hold the assets, process trade orders, statements, trade confirmations and provide partial technology solutions so we can focus on you. Having these options available allows us to provide independent solutions to your specific situation.

We offer several solutions including financial reviews, individual asset management, third party advisory platforms, 401k rollover solutions, institutional advisory and execution services, alternative investments and insurance products (life, health, disability, annuities, long term care, etc.)

Contact us today for a Complimentary consultation.

Financial Guidance

One-size fits all policies are best left to vacation bike helmets. At Harbor Financial, we specialize in tailoring our plans to not only fit your current situation, but also provide a foundation for future growth. No matter where you are in your financial journey, we endeavor to take you to the next level.

Protecting your Legacy

Uncertainty leaves room for opportunity. At Harbor Financial, we can help solidify tomorrow by planning today. As Warren Buffett said, you can sit in the shade tomorrow because of the tree you planted today.

Wealth Management

Growing your wealth requires patience and foresight. With our time-tested investment strategies, we’ll help you build long-term profitability through short-term planning.

Insurance Services

A good defense is the best offense. Let Harbor Financial surround you and your family with our leading insurance policies.

Our Areas of Expertise

Market Summary

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Retirement Income Planning

Will you have enough money for retirement?

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Portfolio Review and Management

Let us handle the details. We’ll help manage your affairs so tax season doesn’t seem so daunting.

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401k & IRA Rollovers

Managing your company’s 401k program can seem complicated, but Harbor Financial will make it easy. Our time-tested benefit strategies will leave your employees in good standing.

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